We maintain a firewall between our advertisers and our editorial team. Don't have a card? The Brinks Prepaid MasterCard comes with additional features. Residents of Vermont are ineligible to open a Card Account. A virtual card is simply a debit or credit card without the actual, physical card. Fee to send money is determined and assessed by Western Union. Prepaid cards operate like debit cards in that you cant spend beyond your cards balance. service provider and read the information they can provide. Start to spend more time on the things that matter like family, friends and everyday life. Brink's gives you the peace of mind you deserve. When filing your taxes, put your Routing Number and Account Number in the designated fields (shown below) and indicate 'Checking' as the account type. and everyday life! Compare Credit Monitoring Services Reviews, Top 10 Factors That Affect Your Credit Score, Uncommon Tips & Tricks To Track Your Daily Expenses, Side Jobs You Can Start Today For Extra Cash, Auto Refinance Interest Rates: Complete Guide, When Should You Refinance Your Car Loan - 3 Situations When You Should Refinance. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. in electronic form. Should You Hire a Debt Settlement Company or Do It Yourself? Mastery Wiki Search for: How; Who; 5. are slightly higher than the Brinks Prepaid 2 percent back at restaurants and gas stations on up to $1,000 per quarter, then 1 percent, and 1 percent on everything else. Even the rewards with theDiscover it Secured Credit Cardare slightly higher than the Brinks Prepaid 2 percent back at restaurants and gas stations on up to $1,000 per quarter, then 1 percent, and 1 percent on everything else. month instead of paying a fee for every purchase transaction under the Pay-As-You-Go Plan. We may also ask Certain products and services may be licensed under U.S. Patent Nos. The offers that appear on this site are from companies from which Bankrate.com receives compensation. Interest is document.write(theYear); but you may be able to use the Card for in-store purchase transactions. Card activation and identity verification required before you can use the Card Account. Just a dollar-for-dollar match. As a standard Mastercard, the Brinks card offers $0 liability for unauthorized purchases and other fraud monitoring services, but its Visa competitors have a slight edge with extra perks like auto rental collision waiver coverage and pay-per-use roadside dispatch. Card details Highlights Brink's gives you the peace of mind you deserve. A Red Ventures company. These are some of the most common fees associated with the use of your Card. Business Loans for New Businesses: What You Need To Know ? How to Find a Money Transfer Service Near Me? If custom card is lost, stolen, or damaged, any request for: (a) a replacement If Cardholder is subject to Approved purchase transactions may Use your card for signature purchase transactions then redeem those points for cash back on your Card Account.4, Add check funds to your Brink's Prepaid Mastercard with the mobile app.5, Checks subject to approval. Netspend is the federally registered U.S. service mark of Netspend Corporation. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. The Brink's Money Prepaid Mastercard combines the security of Brink's with the flexibility and power of Netspend. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. Account funds are withdrawn through the Card Account (maximum 6 such transfers per calendar month), Card Account transaction fees could 6 Payback Rewards is an optional program. Virtual cards can be used to make cashless payments (like online purchases) much in the same way a physical card would. Prepaid Debit Cards from, Please write a review to submit your vote, Compare Business Checking Accounts Reviews. Cardholders will receive the Reduced Monthly Plan Fee of $5 on their next Plan Fee assessment date. We may also ask to see your driver's license or other identifying information. represent all financial services companies or products. Brink's Global Payments, LLC, in partnership with NetSpend, a TSYS company (NYSE: TSS), today announced the launch of the Brink's Prepaid MasterCard issued by BofI Federal Bank. Fee However, it will not help you build credit and some online merchants don't accept prepaid cards. Standard text message or data rates may apply. Netspend is a registered agent of Republic Bank & Trust Company. All rights reserved. Brink's Prepaid Mastercard 1-877-849-3249 Monday - Friday: 8 AM. IRS Tax Debt Relief Program: What Is It and Do You Qualify? Intro Offer: Unlimited Cashback Match - only from Discover. Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. person and may be one indicator to the credit type you are eligible for. Bankrate.com does not include the entire universe of available financial or credit offers. Earn unlimited 1% cash back on all other purchases automatically. There is a Live Chat feature on the website under Customer Support. With Direct Deposit, you don't have to wait in line to cash your check, pay checking cashing fees, or worry about a paper check being lost or stolen. No late fees or interest charges because this is not a credit card. You can also deposit your paycheck or a personal check using the mobile banking app, available for both Apple and Android phones. Brink's Home Security, the smart home technology company, is a separate company. Is Refinancing Your Student Loan Worth It? When you activate your Brink's Money Prepaid Mastercard and verify your identity, you get more than a Card. 6,000,608 and 6,189,787. If you choose the pay-as-you-go plan, itll be hard to maneuver without tripping over a fee. 8 Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. LET'S TALK. Use the Brink's Money Prepaid Mobile App to manage your account on the go and get text message or email alerts (Message & data rates may apply.) It's a 16-digit number and CVV code that are tied to an account. Were transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money. While we adhere to strict You have money questions. After qualifying, Monthly Plan Cardholders will receive the Reduced Monthly Plan Fee of $5 on their next Plan Fee assessment date. After three months of on-time payments, plus at least $100 of the CD loan paid back, you can apply for the Self credit card. 6 The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. or originating bank. For purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at Republic Bank & Trust Company will be aggregated up to the coverage limit, currently $250,000.00. 7 The Savings Account is made available to Cardholders through Republic Bank & Trust Company; Member FDIC. Copyright 2023 SuperMoney, LLC. View Republic Bank & Trust Company Profile, 1 other reviews that are currently hidden , Netspend Small Business Prepaid Mastercard, Western Union Netspend Prepaid Mastercard, Filter & compare all your options in one place. With Brink's Money, everyone is eligible regardless of credit history,2 Once you activate your Brink's Money Prepaid MasterCard, you'll love the Brink's Money Program because it's: Fast and Convenient: No more waiting to get your paycheck. The Brinks Mastercard is a prepaid card designed for day-to-day purchases. mostly not recommended The APYs were accurate as of However all credit card information is presented without warranty. Early availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. Put your picture on a Card for added security when paying a merchant in store. This editorial content is not provided by any financial institution. April ; No late fees or interest charges because this is not a credit card. Compare its features and fees in our detailed review. Get a free consultation from a leading tax expert, in We value your trust. , so if you choose it over the Brinks Prepaid, it may be helpful to open a Discover banking account. Securing cash and valuables since 1859. * Get direct deposit information. Fee varies Per transfer. Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message or email alerts (Message & data rates may apply.) 6,000,608 and 6,189,787. For more than 160 years, Brink's has secured billions of dollars and other important assets. Certain restrictions apply; see the program terms and conditions for full details, including point earning and Certain products and services may be licensed under U.S. Patent Nos. The Brinks Prepaid Mastercard delivers the same opt-in Payback Points rewards program as other Netspend prepaid cards, but Brinks program is called Brinks Money Payback Points. financial product. The Brink's Prepaid Mastercard is designed for consumers who want the convenience of paying with plastic but dont want (or dont qualify) for a regular credit card. Standard text message or data rates may apply. affiliation, or sponsorship, of or by SuperMoney or them of us. (including, for example, the order in which they appear). The Brink's Money Prepaid Mastercard gives you the convenience of having a bank debit card. When your highest-paid employees spend time handling cash, your business loses time and money. Above that, the APY drops to 0.50 percent (0.49 percent variable interest rate), which isnt a terrible rate considering the current average APY. If you wish to change to another Plan, just call 1 (877) 8493249 or visit. With Brink's Direct Deposit, you can get paid faster than a paper check. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. These additional offers are similar to card-linked reward programs, like Amex Offers or Chase Offers. In those cases, the Brinks Prepaid Mastercard is a solid prepaid credit card that offers a bit more flexibility than some competitors with its pay-as-you-go plan and $10 negative balance cushion. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Please contact them directly through their website (https://brinkshome.com) or their toll-free number (800-447-9239). Because Savings Cardholder may enroll in the Monthly Plan to pay a flat fee of $9.95 per month instead of paying a fee for every purchase transaction under the Pay-As-You-Go theYear = now.getYear(); financial product. Transfer of funds via ACH from your Card Account to your bank account at another financial 6,000,608 and 6,189,787. If Cardholder Agreement for details. If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of With ease and speed you can: * Check your account balance and transaction history. information from the IRS, visit https://www.irs.gov/refunds. You may have to pay a fee of up to $3.95 every time you load the card, Charges a $1.50 signature purchase transaction fee. How To Invoice International Clients Without Losing Money In Fees, Checking and Savings Accounts: How To Make Them Work Together, Compare Accounts Receivable Financing Reviews, 8 Creative Business Loan Types You Should Know About. If you are often close to the maximum balance, it may be time to put your money to work and deposit it in an account that yields interest, such as a savings account, a CD, or a money market account.