The Select Portfolio Servicing Unfair Debt Collection PracticesClass ActionLawsuit is Angel Rivera, et al. We will use these documents to determine your eligibility for our deed-in-lieu option. Select portfolio servicing has from day one used deceptive tactics , fake assignments and denial to access our account to be forced into foreclosure. Salt Lake City Utah Mackroy claims he and his wife never requested the 20-year option and they never missed a payment. this is what they do. Select Portfolio Servicing HARASSING YOU? I pay the late charges for being late. W.T.F. Required fields are marked *. SPS Undermines the United States and diminishes our Judges and Courts. Yet loan sold again but no proof of ownership! NOT. Now they said that all the paper work was submitted on time but they are not gonna do anything about it .. so i apply for default basically . Luckily sold house day before sheriff sale and still got threatining calls 6 months after sale, stay away from this company if at all possible, I have had it with sps i seriously recommend that we sue sps into foreclosure, I went and got a lawyer to do A DEED IN LIEU so they can have there ELEPHANT AND ALL THE TRIMMINGS THAT GO WITH IT i am finished with these ass-wipes my original mortgage was 63,400 in 2006 and we are in 2018 and i owe 65,300 how in the hell did this happen can someone tell me, You think thats bad? The house needs lots of work therefore I cannot sell it and SPS will not accept payments but my loan interest continues to accumulate. Select Portfolio Servicing has resolved 9 complaints. Sps forced a forbearance on me. I know how hard it can be. The suit, for claims. Please add me to the class action I have been a victim of their predatory lending and I have also had issues getting a loan modification due to their ineptness, constant lying, continuous over burdensome confusing repeated letter. (ii) Arranging commercial real estate equity financing. The case status is Disposed - Other Disposed. We are paying interest only on like 50k at a 9% and after 30 yrs we owe them 153k wth!! I am so tired of this harassment. Select portfolio is scum! Crookedest company I have ever seen. This is one of the most unprofessional companies that I have ever come across. If it does look familiar, sadly you are not alone. expected to be mailed out. Plaintiff's lawsuit seeks a temporary injunction to stop the foreclosure sale of her property located at 8308 Bridgetown Drive, Austin, Texas 78753 ("Property"). After you send a pile of paperwork, they start sending you a pile of generic letters stating the same thing. So when I started paying my loan back, I received a letter in the mail 3 months later stating I owed my monthly payment and I am in default 3 months behind. I live in Florida and when Hurricane Irma hit, I had some property damage, that I had to fix, I ask for a loan extension which they granted, which all the monies were due at the end of the 3 month extension, which wasnt explained to me that way by the representative on the phone at the time of my request. Your email address will not be published. My statements and all my account info at SELECT PORTFOLIO SERVICING, shows the original balance of $86,395.00!! I was told to send in my divorce decree, which I did. Fake documents filed at the registry of deeds and they have NO accounting of any previous payments and try to foreclosure on homes they did not have rights to! They will not take our home! They are doing the same thing to my mom and dad in Gilbert SC. Yes!!! They are a Threat to the General Public. They have taken off the original borrower and placed the account in the deceased borrowers name to prevent her from accessing her account. NOTHING OR they will be FINED again, and the day after, they will continue to engage in the same pattern of prohibited practices. I wish someone would stop them. so They passed the HOT POTATOE to U.S.Bank National Association . I call SPS and they say it takes at least 30 business days to board the loan into their system and they will not provide payoff information before then, although my loan payment must be made to them without delays and they will only give me 15 calendar days to change my insurance to show SPS as the mortgagee. Who, between December 30, 2018 and the pendency of this class action, Received correspondence from Select Portfolio Servicing that is the same or substantially similar to the mortgage statement at issue in this case, For the purposes of collecting on a consumer debt. Did your modified mortgage payments seemed similar to the original mortgage payment you had when you acquired your loan prior to default? And its impossible to get the right help .just for the record select profolio was change from fair banks because of mismanaging mortgages but it seen they never stop what there so good at ripping us off i was apart of the Fairbanks class action lawsuit and it did not matter because they still use unfair debt practices. Praying I wont be homeless!!! Published by New York State Law Reporting Bureau pursuant to Judiciary Law 431. . If anyone can help, please contact me at lynn_sousa@yahoo.com. The complaint says that it also secured the repayment of a second mortgage loan in the amount of $90,000 issued to [Fleming] to fund the purchase of the Property.. They want us weak and worn down! 4, 2019). Please add me in they are fraudulent company . Plaintiff claimed that several mortgage statements sent by Portfolio misstated a number of items, including the principal due, and that by sending these incorrect statements, Portfolio violated the . B, UDAAP, FDCPA, to name a few: Countless Letters Internal Communication among employees Letters from other Homeowners which the Mortgage Loan was and is serviced by SPS The letters, emails, the modified payments ALL indicate the Mortgage Servicer has defrauded consumers and the U.S. Other documents, acts and practices, demonstrates the audacious acts the Servicer takes before our judicial system. Tip #1 So make your payment via a bank wire and if they say they didnt receive it your federally backed bank lawyer will jump in for you and prove you did make that payment on time. Home Loans, Inc., the Supreme Court held that TILA requires only written notice, and not the filing of an actual lawsuit, within the three-year period for exercising the right of rescission. I inquired how I wrote to them and they havent responded. slect porfolio servicing aka SPServicing Scammed, Bullied, Reported false information to Credit Bureaus Salt Lake City Utah. I called the lender yesterday to get a payoff quote for refinancing and they tell me I have to get it from this SPS outfit. It was then I realized that a Chase had not removed PMI during a consolidation and was referred to SPS to correct. they said there investors about 20 of them will not extend a motg to 40 yrs. Dentons > Los Angeles, United States > Firm Profile. The first is all persons who received a notice of debt later than five days after first contact from Select Portfolio Servicing, within roughly the past year. Lynn, Hello I am in the same boat same story.. they just took over caliber home loans, i am paid up to date on my mortgage, & they just sent me the 2nd bill, $5206.64..!!!!!! We showed proof of our loan and we were lucky our bank helped us through a refinance. I have SPS they have bilked me for late charges that I didnt owe they also sent me my address with some other customers name on my homes bill. I called AHL and told them to send my escrow account to SPS and they assured me that they had already done that and even sent me a letter saying they transferred it. Make payments, set up and make changes to monthly auto draft, view statements, and review escrow information. As of today (9/15/2018) the Deed of the house is still in my name. anyting less then shutting them down and canceling all debts held by them will be a loss. The company did not respond to messages seeking comment. Im trying to do a short sale and their stupid bank says the house was worth one thing and I was supposed to get relocation help which they say Im not going to get because if they gave it to me the bank will get less than what they want for the house No one told me anything asking me to send papers and did all instructed so now they are mad because they are stupid ! They sent people to my home to give us a letter to validate we live here. Please add me.. Managed a team of 12 staff and was responsible for recruitment, training, performance, supervision and quarterly reviews. Specifically, the lawsuit alleged that FedLoan Servicing engaged in a variety of activities, such as processing delays and erroneous eligibility determinations, that forced people into. I call SPS and they tell me they will send me the paperwork and never do. In February 2019, Fleming filed a lawsuit against Select under the FDCPA for its attempts to collect on the loan while she was in bankruptcy. I have even gone to the bbb about them they constantly call and harass me and now are hiking my payments up they are not a true mortgage co. but a debt collector. SMH. does anyone know a good one? Struggling with this payment. I definitely believe they are fraudulant and they are illegally trying tot take my home. I owe more on my house them when I purchased it. Look for an attorney and sue themthey are ALL corrupt!! Now I have a house no mortgage cannot sell and a chargeoff that accrues interest. Click Accept if you consent. How is this company still in business? Despite the bankruptcy, the Riveras received a notice that the Bank of America mortgage was transferred to Select Portfolio Servicing for collection on July 9, 2015. I had an adjustable mortgage and two years my interest went up so I was referred to an attorney through someone that I know. HOW DO I JOIN THIS LAW SUITE? Click Change Settings if you want to tailor the use of your cookies. I also have Select Portfolio Servicing, Inc. and I been have issues with SPS illegal fees of a Loan Modification because in my situation my principal of my mortgage is $122k (Libro Loan in 2005 with % rate of 8 to 15%) but they added fees and past due payments to $265k and my home is only worth $90k . I am ready for a lawsuit if there us one. documentation, to Select Portfolio Servicing via mail: 3217 S. Decker Lake Dr., Salt Lake City, UT 84119, fax: 801-293-3936, or online: www.spservicing.com. I farther got a 62,000 dollar loan from a company in 1999 my father passed away in 2014 and was never late paying his mortgage. If they did, is the information in the 1098 FORM [which includes all the payments you made to SPS in interest and Principle reported to the IRS] correct and accurate? and wondering if stumbling and bumbling company will make it out as the original check They are predators of the elderly and have no true documents to foreclosure. What Crooks & Liars! Our account number if you go to the bank is still connected to Chase Bank. Whoever you signed your loan with is still responsible. This company is horrible. At. We owed 165k and did three trial payments and after 9 months of modification they added 40k to our loan, how is it even possible we now owe 203k with a ballon payment for 30 yrs. Even after hiring an attorney , who also received the same problems and delays I was forced to file a chapter 13 . What and who do I need to contact. I am fighting them with no attorney. Was the youngest Manager of four and achieved rapid promotion through the ranks in three years. With no notice. This company for real needs investigated. SPS never took ownership of the house. i tried talking to a representative which was no help. I want to get away from this company but they wont allow me to refinance with anyone else. I filled bankruptcy in 2010 (placed my house in the bankruptcy) was discharged in 2011. We received a letter from SPS who instructed us to send the mortgage payment to them. Our mortgage was purchased by Select Portfolio and they have attached so many fees and false charges that we owe $10,000 more than the mortgage amount was in the first place. No one call tell me anything over the phone..I did try BK but only for just under 1 year b/c date of court filing us too OLD! SPS has also been heavy handed with me, offering me a modification. Recently we were on a payment plan for our taxes 1/2 Nov and 1/2 June. We just refinanced our loan to get out of their deceptive actions. Nearly six years later, in 2016, Fleming filed a Chapter 13 bankruptcy, and then an amended Chapter 13 plan. SPS said they would not accept any more payments and charged off the loan. select_portfolio_svcg_fdcpa_complaint.pdf, Attempt to Collect Debt Discharged in Bankruptcy.