P.O. Planning & Economic Development. Ann Arbor, MI 48107-8645 Phone Number: 906-667-0381 https://www.clareclerkrod.com/register_of_deeds/index.php, Clinton County Register of Deeds https://www.vanburencountymi.gov/499/Register-of-Deeds, Washtenaw County Register of Deeds Go back to your county recorders office to get the deed recorded so it becomes part of the official property record. This might not be an option if one of the owners does not have good credit. not mine. The transfer of ownership can occur during life (with a regular quitclaim deed, for example) or at death (using a lady bird deed, transfer-on-death-deed, or life estate deed).And, in the case of transfer-on-death or lady bird deeds, the . Cadillac, MI 49601 120 North Main International Center https://www.deeds.com/recorder/michigan/alger/, Allegan County Register of Deeds However, in practice, they may refuse regardless of who you're adding to your house title or why. Did you know you can get premium answers for this article? Email: register@miottawa.org You sign the deed as grantor, have it notarized and file it with the county's registry of deeds. Phone Number: 989-734-2676 The property transfer occurs automatically at the prior owner's death, avoiding probate. Tenancy by the entirety is only available for married couples and is not recognized in some states. County Building You're not guaranteeing you have any interest at all, or that you have particular ownership or possession rights. P.O. Michigan.gov: Transfer of Ownership Guidelines PREPARED BY THE MICHIGAN STATE TAX COMMISSION. St. Johns, MI 48879-1580 Leave the notary section blank. 800 10th Street, Suite 200 Department of Public Works I want to sell it, but have back taxes. Otherwise, there is a presumption that the ownership interest will be equal. This article taught me things I did not know. Phone Number: 989-743-2216 Monroe, MI 48161 287 W. Nepessing Street Suite 1 However, this action can have a financially devastating outcome if you don't prepare in advance. Marquette, MI 49855 First, you should discuss the property interests with any co-owners, then go through the process of completing and submitting either a quitclaim or warranty deed form. In short, no one can be passively removed from a title. Saginaw, MI 48602 2 S. Main St. Tax Foundation. 400 Elm Street Holding Title: Tenants vs. "Tenants". Take the new deed to the county recorder's office. 415 Third Street This is wonderful!". Add language to the deed specifying what percent of the property you and the person you are adding owns, if necessary. The state will then make a copy of the deed, add their name to the deed, and send the new owner or person the original deed. P.O. Use full legal names, and the appropriate language to create the type of co-ownership you've chosen. http://www.menomineecounty.com/departments/?department=4a30b23c515d, Midland County Register of Deeds Bad Axe, MI 48413 Phone Number: 989-224-5270 Corunna, MI 48817 Phone Number: 989-345-0728 is not an easy one. Box 195 1200 N. Telegraph Gladwin, MI 48624 12265 M-32 West Thanks to all authors for creating a page that has been read 636,176 times. Without reading this article, I would have pursued a different route. Roberts and Roberts, L.L.P. Phone Number: 231-922-4753 Munising, MI 48962 About the Author. This is also where you specify how the two of you will own the property. You can also find out by contacting the tax assessor's office in your county. http://www.livgov.com/rod/Pages/default.aspx, Luce County Register of Deeds Phone Number: 906-863-2822 Joint Tenants with Full Rights of Survivorship. Using a quit claim deed is often the simplest method of bringing on another owner. Manistee, MI 49660 Mt. A present beneficiary of a trust is the person who has the enjoyment and beneficial use of the property during the life of the trust. Adding your spouses name to the deed will expose your property to any judgments against him. 214 E. Center St P.O. Email: regofdeeds@co.montcalm.mi.us Fax Number: 810-648-5461 You will have to file a quitclaim deed and then file a new deed with joint ownership. This most simple answer is yes. [1] Sacramento County Public Law Library. Phone Number: 269-445-4464 Paw Paw, Michigan 49079 "Estate Tax." In this case, if one dies, the other automatically becomes the sole owner of the property. http://lakecounty-michigan.com/Courthouse/RegisterofDeeds.aspx, Lapeer County Register of Deeds Both people would acquire their interest in the property at the same time in the chain of title. Phone Number: 906-774-0955 Fax Number:517-264-4543 Review your mortgage documents or contact your lender before initiating the process to change your deed. http://www.baycounty-mi.gov/rod/, Benzie County Register of Deeds Allegan, MI 49010 208 N. Shiawassee Street If you alter the deed so that you and your spouse both own the property, instead of just you, it changes the situation in the eyes of banks, lenders, and the government. Fax number: 906-663-4660 Phone Number: 269-673-0390 P.O. Fax Number: 810-667-0293 300 Walnut Street, Room 164 However, this action can have a financially devastating outcome if you dont prepare in advance. https://www.co.hillsdale.mi.us/index.php/tm-gov/tsm-gov-deeds, Houghton County Register of Deeds Accessed April 10, 2020. Phone Number: 989-426-7551 Box 885 Please Note: The Register of Deeds Office does not prepare or change documents and cannot provide legal assistance. Box 789 Room 136 Also, I did not know the deed has to be worded a certain way in order to avoid probate upon my death. how to add someone to a deed in michigan . The most common way to remove someone from a deed is through a deed of conveyance, such as a quitclaim or warranty deed. https://keweenawbay.org/government/departments/county-clerk-register-of-deeds/, Barry County Register of Deeds Procedures vary by state, so it's best to hold off signing the deed until you're in the presence of the notary at the recorder's office so that the signatures can be witnessed. Phone Number: 231-779-9455 Please contact an attorney for any legal questions you may have. To someone who will own the property with the current owners (adding someone to the deed); From someone who no longer wishes to hold title (removing someone from the deed); or In other circumstances where the current owner does not want to be legally responsible for problems with title. Information deemed reliable but not guaranteed, you should always confirm this information with the proper agency prior to acting. For more detailed information on how to add someone to your house title, scroll down. Phone Number: 989-539-7131 201 W. Kalamazoo Avenue 200 North Main St. Suite 110 wikiHow is where trusted research and expert knowledge come together. P.O. Fax Number: 906-225-8420 319 Court Street Laws regarding deed transfer in Michigan also allow joint tenancy, which is joint ownership between multiple owners, such as a group of business partners. Grand Rapids, MI 49503 Houghton, MI 49931 Michigan has a practice known as "tenancy by entireties." The lawyers of Roberts & Roberts are Killeen attorneys providing legal services in the fields of real estate, probate, estate planning, and business law. https://www.washtenaw.org/262/Clerk-Register-of-Deeds, Wayne County Register of Deeds Email: rod@shiawassee.net Public Works . Box 438 Some states require extra steps, such . Ideally, you won't just "add" your child's name to your existing deed. Phone Number: 616-632.7610 Phone Number: 906-635-6312 Secretary of State Many of these reasons involve marriage, moving in together, divorce or estate issues. Consumers Credit Union. One of the most common incorrect assumptions in real estate is that someone can be added to a deed. P.O. Use it to try out great new products and services nationwide without paying full pricewine, food delivery, clothing and more. Phone Number: 248-858-0581 Hillsdale MI 49242 County Courthouse Building When you add a person to your deed, you're essentially giving them a gift of a percentage of your property. It can also affect inheritance rights of heirs and devisees. P.O. https://www.mecostacounty.org/government/rod.php, Menominee County Register of Deeds Menominee, MI 49858 These fees usually won't be more than $20. Fax Number: 616-632-7615 "What Is Joint Tenancy and When Should I Use It?" Manistique, MI 49854 Phone Number: 989-362-2021 The chain of title in real estate has been established so that an interest in real estate cannot be valued by the amount of time an owner has been in possession of the real estate. To create a tenancy in common, you would use "and" or "or" between the names of the property owners on the deed. 806 W. Houghton Avenue, Room 104 Phone Number: 906-789-5100 References 701 Main Street If your lender agrees not to enforce the clause, get the agreement in writing. Fax Number: 231-348-1773 Fax: 877-443-9505 My spouse died, how do I remove my spouse's name from my deed? Flint, MI 48502 Fax Number: 231-627-8453 https://www.montcounty.org/register-of-deeds.html, Muskegon County Register of Deeds P.O. Note: A deed is an instrument used to transfer ownership (title) to another person. 151 E. Huron Street Phone Number: 734-240-7390 Approved. Bring a government-issued photo ID with you when you get your signature notarized. 60 W. Sanilac This may include information such as the statement that the transfer is forever, or that the property transfer extends to the second person's assigns. If one person owns a piece of real estate and wants to bring on another owner, this means that the current owner would give up their interest in the property to themselves and the other person. Tawas City, MI 48764 Phone Number: 906-387-2076 This could result in far lower capital gains taxes. https://www.gogebiccountymi.gov/government/county_offices/register_of_deeds.php, Grand Traverse County Register of Deeds Phone Number: 906-643-7306 % of people told us that this article helped them. For example, if he has a bad debt, his creditor can sue and force the sale of your property to pay it off. For example, if you are adding a spouse to your house title, the deed transfer will be exempt from reassessment in many states. were I to add him to my deed. When executed and notarized, the quitclaim deed legally overrides the current deed to your home. You also may have to pay any property taxes that have been reassessed as a result of the change in ownership. Fax Number: 517-543-4134 Phone Number: 989-875-5217 E-mail:clerksoffice@macombgov.org Even if the person you're adding doesn't give you money for ownership in your property, the lender still may view the transfer of ownership as a sale and can demand payment in full. Box 800 Michigan Treasury Online Business Services, Homeowner's Principal Residence Exemption. 515 Center Avenue Suite 102 Email: goodreauw@baragacounty.org Coldwater, MI 49036 Mio, MI 48647 Fax Number: 231-533-8317 Email: clerk@cheboygancounty.net Grayling, MI 49738 Phone Number: 616-994-4510 We recommend that you consult an attorney or real estate professional for assistance in preparing the proper document that will convey the type of interest you want a particular person or entity to have in your property. wikiHow marks an article as reader-approved once it receives enough positive feedback. Adding someone to your deed means that you have transferred part of your property ownership or the whole property for that matter. How you add the person to your title affects whether the surviving owner must go through probate. There are exceptions, such as if the other person is not paying you any money to be added to the deed. Choose separate interests if you want one owner to be able to sell their interest in the property without consulting the other owner. If you are in one of these situations, you might be wondering how to add someone to your house deed if you live in Michigan. Fax Number: 989-846-9166 http://www.roscommoncounty.net/196/Register-of-Deeds, Saginaw County Register of Deeds Otherwise, married couples usually claim property as tenants by the entirety. Box 8645 Fax Number:231-839-3684 Fax Number: 231-724-6842 She began working in the fitness industry in 1987, and her experience includes editing and publishing a workout manual. How to transfer property titles in Michigan becomes complicated in these cases because each owner only owns a portion of the property. By using our site, you agree to our. If you do not specify the type of ownership, the ownership will be presumed to be tenancy in common. Phone Number: 517-543-4203 Cassopolis, MI 49031 All searches are done either in person by coming to the Register of Deeds, by mail ($5.00 search fee per name/address) or by going online. Pontiac, MI 48341-0480 120 W. Michigan Avenue Sandusky, MI 48471 https://www.otsegocountymi.gov/259/Register-of-Deeds, Ottawa County Register of Deeds Other information that is typically on a deed, no matter what state you are in, includes the property address and legal description, the city, county, state and the date. Building 12 East Fax Number: 231-882-0167 400 Monroe, 7th Floor One of the most common incorrect assumptions in real estate is that someone can be added to a deed. https://www.oscodacountymi.com/register-of-deeds/, Otsego County Register of Deeds Warranty deeds come with some type of . Box 609 Gaylord, MI 49735 Phone Number: 517-546-0270 https://www.leelanau.gov/registerofdeeds.asp, Lenawee County Register of Deeds Fax Number: 906-774-4660 When you die 50 years later, your spouse acquires a house with a fair market value of $900,000. P.O. https://www.casscountymi.org/154/Clerk-Register-Office, Charlevoix County Register of Deeds They still used my income, but I'm not on the note. 300 Monroe Avenue, NW Box 538 Include your name and the name of the person you want to add to your house title. Some financial institutions give consent, allowing you to add another person to your property deed without requiring you pay off your loan. Get a copy of the title deed from your county clerk's office. http://www.arenaccountygov.com/register_of_deeds/, Baraga County Register of Deeds Box 367 Bay City, MI 48708 Owners with separate interests won't have a right to survivorship of the other owner's interest. Obtain the necessary consents from lenders and . This article helped point the way. http://schoolcraftcounty.net/government/elected-officials/clerk-and-register-of-deeds https://www.manisteecountymi.gov/363/Register-of-Deeds, Marquette County Register of Deeds Phone Number: 989-895-4228 Include your email address to get a message when this question is answered. Then, sign the completed form in the presence of a notary before submitting it to the recorders office! https://countyfusion3.kofiletech.us/countyweb/login.do?countyname=Eaton, Emmet County Register of Deeds 720 W. Chisholm Street Fax Number: 989 - 984-1101 Fax Number: 616-994-4521 Spell out ownership percentages only if the parties involved are to share ownership in a split other than 50-50.