Getting a mortgage is one of the most stressful things people go through. Get acquainted with Title and what to expect during the Pre-Closing, Closing, and Post-Closing processes, including key steps involved in obtaining a Title. In this session, plan to take inventory of your connections and identify whom you want to re-engage with and how. With National MI University, you have access to training resources that cover more than just industry-leading topics. Our webinars, e-learning courses, and podcasts help you stay connected to your customers by providing relevant social media strategies, tips on increasing sales productivity, techniques for developing a growth mindset, and more. His podcasts present smart tips, expert guidance and innovative approaches that can transform your prospects. Learn how to calculate qualifying income using a cash flow analysis method. Sign up here. In this mini-workshop we will discuss the basics of income calculation, including base, bonus, overtime and commission. Identifies the key areas to focus on in the Uniform Residential Appraisal Report. More and more loan files reflect different types of compensation. estate industries relied solely on the traditional appraisal report. Radian's MI Online customer portal makes submitting and activating MI quick and easy. Residential appraisals continue to evolve. Audience:Loan Processors, Loan Processors and Jr. Underwriters. If you have ever thought to yourself, how does she get it all done or how does he have time to attend classes while working full time, then this course is for you. This webinar was recorded on January 24, 2023. Get step-by-step instructions on how to use mortgage origination and servicing tools. One of our most important commitments is enriching the quality of life in our communities. A conventional loan is a type of mortgage loan that is not insured or guaranteed by the government. 10:00am (PT)
Understanding a Significant Derogatory Credit Event, Identify Credit Events in a Borrower's Mortgage File, Learn the Basics for Personal Video Marketing, Fannie Mae and Freddie Mac - Understanding Your Options, Fundamental Differences in Fannie Mae and Freddie Mac, Understanding Desktop Underwriter - Advanced Guidelines and Updates, Explore Conventional Loan Options to Determine Best Options, Learn about Ability to Repay (ATR) and Qualified Mortgages (QM), Help each person develop a personal code of ethics to use in the mortgage industry, Terminology Used in the Mortgage Industry, Understanding Credit Reports and Credit Scores, Basics of Credit Reports and Credit Scores, Verify if the Loan has a Home Equity Line of Credit, Introduction to the TILA-RESPA Integrated Disclosure (TRID), Review the TILA-RESPA Integrated Disclosures (TRID), Self-Employed Borrower Basics Part II - Partnership, S-Corp and Corporations, Examine Business Returns in Detail using the Cash Flow Analysis Method, From Action to Impact: Time Management for Originators, Identify Impactful Steps Over Busy Actions, Self-Employed Borrower Basics Part I - The Personal Tax Return, Business Income Concepts for Calculating Qualifying Income, Look at options to use Mortgage Insurance, A History of Mortgage Banking and Understanding of a Loan File, Understanding Desktop Underwriter (DU) - The Basics, Introduction to Fannie Maes Automated Underwriting System (AUS) Desktop Underwriter, An Overview of the Residential Loan Application (URLA), Complete and/or Review the Uniform Residential Loan Application, Understanding Loan Product Advisor - The Basics, Determine if a Borrower is in the US Legally for Mortgage Origination Purposes, How to Be Productive, Efficient And Valued, Appraisal Review: With Guidance for Rural Properties, Review Guidelines, Documentation Requirements, Best Practices and Issues Round, Overview of the Basics of Mortgage Insurance, Self-Employed Borrower Form 91 Part I - The Personal Tax Return, Calculate Income for Freddie Mac from Personal Tax Returns, How MCC Can be Used to Qualify Borrowers for HFA Loans, NAR 2022 Profile of Home Buyers and Sellers, Self-Employed Borrower Form 1084 Part I - The Personal Tax Return Webinar, Self-Employed Borrower Form 1084 Part II - The Business Tax Return Webinar, Review and Calculate Miscellaneous Employment Income Webinar, Calculating Income - The Exercises Webinar, Review Schedule E - Rental Income Webinar, Understanding Desktop Underwriter - Advanced Guidelines and Updates Webinar, Understanding Loan Product Advisor - Advanced Guidelines and Updates Webinar, Review Schedule C - Sole Proprietor Webinar, Self-Employed Borrower Form 91 Part I - The Personal Tax Return Webinar, Self-Employed Borrower Form 91 Part II - The Business Tax Return Webinar, Navigating Mutual Threats & Opportunities with your Realtor partners, Guide in understanding customers and their needs, Fannie Mae and Freddie Mae Year-End communications, Understanding the Basics of Freddie Mac's Refi Possible and Fannie Mae's RefiNOW, Fannie Mae and Freddie Mac's Low Income Refinance Options, Self-Employed Borrower Form 91 Part II - The Business Tax Return, Calculate Income for Freddie Mac for Partnerships and S Corporations, Including K-1 Income. Start your day smarter. Get the latest on regulations, GSEs and Fannie Mae and Freddie Mac policies. Suggested Prerequisite: Business Tax Returns 101, Available formats: Webinar, OnDemand Video, Unique Considerations for Sole Proprietorships and Corporations. Strictly Necessary Cookie should be enabled at all times so that we can save your preferences for cookie settings. So how do you assist your next borrower and help them purchase the home of their dreams? Interest rates continue to rise to levels we have not seen in years. You are protected 30-Minute Session Audience:Loan OriginatorsandMarketing Staff. Find out why line items matter on a Schedule C! National MI believes in expanding access to the American dream of homeownership. Intended Audience: new loan officers, processors and other mortgage operations professionals. Our new training option offers brief, focused videos to increase your knowledge in 15 minutes or less! We'll walk you through loan scenarios designed to introduce the rental income guidelines, and highlight any differences between Agency guidelines pertaining to rental income. 10:00am (PT)
FHA or Enact MI? Our Valentine's Day gift to you 13 webinar . Intended Audience: new loan officers, processors and other mortgage operations professionals. Our financial products are offered/underwritten by one or more of the following:Genworth Life and Annuity Insurance Company; Genworth Life Insurance Company; Genworth Life Insurance Company of New York (only Genworth Life Insurance Company of New York is admitted in and conducts business in New York); Genworth Mortgage Insurance Corporation;Genworth Mortgage Insurance Corporation of North Carolina; Genworth Financial Assurance Corporation. Mortgage Fundamentals is an essential course for those newer to the mortgage industry. 60-Minute Session March 2023. Learn the basics of applying Fannie Mae's & Freddie Macs conventional guidelines on rental income in qualifying for a mortgage. Radian National Training. Invite your attendees, plan your event logistics, and decide on a webinar promotion strategy. This website uses cookies so that we can provide you with the best user experience possible. This course provides home buyers, borrowers, lenders, and professionals in the mortgage industry an overview of key Title essentials, and answers to Title-related questions. MGIC > Introducing MGIC's Magic Minutes Training Series Quickly refresh or expand your industry knowledge and skills with our new Magic Minutes training series, Evaluating & Calculating Borrowers' Income. We also offer a selection of on-demand webinars, also up-to-date, but that can be watched at your convenience. Discover how our homebuyer education program can connect you with more potential borrowers. In this five-minute video, you will learn how the GSEs, Fannie Mae & Freddie Mac, are accepting the desktop appraisal. This short video will give you the info you need to know for your next construction loan review. Our new training option offers brief, focused videos to increase your knowledge in 15 minutes or less! To assist our customers in facing the challenges of this changing work structure, our Essentials Training team has designed a series of micro-learning topics that focus on the skills . Simplify your understanding of the most common liquid assets, industry guidelines, and required documentation. This is the course for you! 1065/K-1 Partnership Analysis (with Schedule F) - Self-Employed Borrower, 1065/K-1 Partnership Analysis Self-Employed Borrower, 1120 Corporation Analysis - Self-Employed Borrower, 1120S/K-1 S-Corporation Analysis - Self-Employed Borrower, Analyzing Income for the Self-Employed Borrower, DU Live! The COVID-19 pandemic has demanded so many changes over the past year, including how the mortgage industry reviews loan files. 1. By using our website, you agree to our use of cookies. Mortgage professionals participating in this course will learn Agency guidelines for analyzing variable income in addition to learning how to identify potential sources of variable income. is here to help real estate & mortgage professionals of all experience levels stay educated. One type of reward we are seeing more frequently is the Restricted Stock Unit or RSU being used as qualifying income. Planning for the Future with Your Spouse or Partner, Lets Talk: Conversations That Make A Difference, Talking To Aging Parents About Their Plans for the Future. Delivered by respected financial services industry experts, our webinars are timely, relevant and engaging. WITH RESPECT TO THESE MATERIALS AND THE RELATED TRAINING. Are you ready for your next loan file featuring an ADU? Connect with audiences through engaging webinars and events that support up to 1,000 participants. Collaborated with Genworth Sales Staff to strengthen customer relationships through training, to leverage customer decisions and to help ensure Genworth received a stronger book of business . SEB Borrower Workshop Explore our Course Catalog and contact your Radian Account Manager to schedule a session for your company. Our full-time trainers are mortgage industry experts. Enhanced Customer Service Through Better Business Communications, Best Practices in Professional Business Communication, Fannie Mae and Freddie Mac Renovation Programs, Understand the Basics for Fannie Mae and Freddie Mac Renovation Programs, Highlights Critical Areas of Purchase Transactions, Understanding Adjustable Rate Mortgages (ARMs), Leveraging Mortgage Insurance in Today's Market, Structuring Mortgage Insurance in today's market, Covers HPA 1998 and CFPB Bulletin, Termination Procedures, and Initial/Annual Disclosures, Managing the Middles - A Look at LTV Scenarios, How to differentiate yourself as an advisor in this competitive market. Embed Size (px . 10:00am (PT)
We prepare your frontline, compliance team, executive leadership and board of directors with comprehensive . Keeping these cookies enabled helps us to improve our website and display content that is more relevant to you and your interests. This stimulating presentation will get you thinking through the next steps to your best year yet. Not surprisingly, many of the traits shared by high-achievers are common-sense in theory, but not necessarily common practice (otherwise, everyone would be a high-achiever, right?). The pace of change in the marketplace has accelerated from fast to almost instantaneous. Want to close more loans FASTER? Learn why line items matter on a Schedule C so you can properly make cash flow adjustments when analyzing the borrower who is a sole proprietor of a business. Home Suite Home is an exclusive Enact program that helps your borrowers feel more secure in their new home. Monday-Thursday 8:30 AM-6 PM ET. If you have a group for in-person, on-site training, we can provide that, too. In this 1-hour webinar, we will show you threeeasymethods to begin using immediately to achieve next level productivity in both your personal and professional life. Third-party cookies include performance cookies and targeted or advertising cookies. Housing and Mortgage Market Review (HaMMR). in group process facilitation, classroom instruction, and organizational effectiveness. Reach NextGen, Multicultural, and Multigenerational Homebuyers and learn more about how you can better educate and serve this important and vital demographic. Learn about checking and savings accounts, establishing ownership, stocks, bonds, mutual funds, and more. We will also discuss income continuance (when support documentation is required) and taxable vs. non-taxable income. In less than 10 minutes, we will define it, discuss Desktop Underwriter as it relates to trended credit data and talk about the impact that trended credit data will have on Arch MI-insured loans. Cookie information is stored in your browser and performs functions such as recognising you when you return to our website and helping our team to understand which sections of the website you find most interesting and useful. Our financial products are offered/underwritten by one or more of the following:Genworth Life and Annuity Insurance Company; Genworth Life Insurance Company; Genworth Life Insurance Company of New York (only Genworth Life Insurance Company of New York is admitted in and conducts business in New York); Genworth Mortgage Insurance Corporation;Genworth Mortgage Insurance Corporation of North Carolina; Genworth Financial Assurance Corporation. Understand and calculate basic types of borrower income, including second job and multiple job borrowers, contractual employees, base pay, overtime, and more. 60-Minute Session Course Info & Materials Download Course Materials Case 1 - Lisa Foreman Case Slide 2 - Preparing Personal Tax Returns Using CCH Taxprep Slides Practice Cases 1 - Case 1 2 - Case 2 3 - Case 3 Difficulty & Length Estimated Time: 4 hours Difficulty: Beginner Course Curriculum 1 - Section 1 1 of 3 1.1 Lesson Form 1120 2 of 3 1.2 Lesson Form 1120 3 of 3 Learn More. An alternative to FHA financing, HomeReady is designed for creditworthy, low-to moderate income borrowers and includes expanded eligibility for financing homes in designated low-income, minority and disaster-impacted communities. Click here. Dubai is different than Dallas, for example . Learn how to navigate the new Uniform Residential Loan Application (URLA), also known as the Fannie Mae Form 1003 and Freddie Mac Form 65. Webinars, on the other hand, are more controlled, and the participants have clear roles: One or several experts (the presenters) share their ideas or provide training to an audience (the attendees). Ask Yourself Whether a Webinar Is the Right Tool for Your Needs. Join one of our live webinars or learn on-demand at your own pace. of training needs analysis, design, and development. Essentials of Mortgage Lending (1 or 2-Day Course), Understanding the Fundamentals of Home Loans. Learn how to put our powerful solutions to work for your business. Select Download Format Genworth Calculator And Quick Reference Guide Download Genworth Calculator And Quick Reference Guide PDF Download Genworth Calculator And Quick Reference Guide DOC Site is lenders, and enforceable mortgage insurance Defining common terms and theories, such as nonrecurring vs. recurring income or expenses, distributions and guaranteed payments, will help you develop a clearer picture of your self-employed borrower's income and financial standing. With guidance from an Essent facilitator, participants will practice calculating the eligible monthly qualifying income for four different variable income types. Building Your Business with Webinars, Facebook Live Events and YouTube. Genworths success is dependent on our response to that change. Blaine Rada, the host of Arch MI's Insights podcast series, is an experienced training coach and industry speaker who understands the challenges of competing for business in the mortgage marketplace. The free sessions provide timely and strategic information about the business of learning, current trends impacting workforce development, best practices for training and talent management, and practical information on the latest tools and technology. Learn some of the industry lingo while exploring the importance of Valid AUS Findings to the loan file. Our Essentials Training webinars are designed to deliver innovative, mortgage training courses to industry professionals like you. Essent Essentials K-1 Workshop is designed to shed light on the perplexities of income analysis for Partnerships and S-Corps. Learn how to use the redesigned Uniform Residential Loan Application or URLA (also known as Fannie Mae Form 1003 and Freddie Mac Form 65), to process your loan application. Forgot password? This video highlights the functionality supported by Radian within Encompass to order and simplify the title process. Understand income trending and be introduced to the Arch MI Tax Return Analysis Calculator (AMITRAC). This desire to build further change resilience requires a reinvigorated leadership focus on growing our employees capabilities and enhancing processes that drive development. We'll walk you through loan scenarios designed to introduce the rental income guidelines, and highlight any differences between Agency guidelines pertaining to rental income. Skip to Main Content Get useful how-to guidance on setting up and managing these visual meetings. A webinar, short for 'web-based seminar', is an online presentation, meeting, or workshop that allows individuals or groups to interact in real time. In this course, we will focus on the unique considerations of Sole Proprietorships and Corporations. Arch MI offers a mix of live and on-demand webinars and customized on-site training. Audience:Loan Processors andJunior Underwriters. Learn how to calculate qualifying income for a self-employed borrower. Success leaves clues. Many motivated buyers are now exploring new construction homes to fulfill their dream of homeownership. Our employees make a difference in people's lives every day. E-Learning: Remote Work Series. I always walk away with something, even if it's a little tip or trick, from every MGIC webinar.. Contact yourArch MI Account Managerfor details. While we hope that you will find our free TRID training resources on this site beneficial, we wanted to also provide you with a few other free TRID training resources that might be beneficial to you. 20-Minute Micro Session It requires that our employees embrace the need to regularly evaluate their own knowledge and skill sets. Hands-on exercises show you how to identify red flags and to understand the differences between fraud schemes and fraud techniques. 2023 Genworth Financial, Inc. All rights reserved. and informed. The Global Learning & Development team offers our employees opportunities to grow and develop in and out of the classroom. Well break down mileage depreciation, and how to know if you can include an additional add-back (Schedule C), and review the different requirements for utilizing Corporate cash flow. In a world where working remotely is common, we need to change how we do business. Find what you need to know about MGICs mortgage insurance rates. Participants will receive a cash flow worksheet (pdf) and a calculator (excel), which will aid in the application of their learning on the job. In the first quarter of 2018, conventional loans were used for 74% of all . Find everything you need to succeed right here, whether it be training, lead generation or networking. As an added bonus, youll learn how to overcome common loan challenges and a formula for getting exceptions approved. 6610 W. Broad St. Bldg. Learn when and why social media can benefit your business, including tips on driving lead generation. Practice determining frequency of pay and how to accurately qualify your salaried borrowers. The course is designed for the participant to gain an understanding of eligible and ineligible sources of funds, interested party contributions (IPCs), large deposits, business assets, reserves and acceptable documentation for assets. View The Training Catalog Self-Employed Borrower Tools We get it, mental math is hard. Whether you are an originator or an underwriter, we have the resources and answers you need to understand how mortgage insurance can benefit you and your borrower. Allowable add-backs and required deductions will be discussed, and well demonstrate how to calculate income from various business structures, introducing you to the Arch MI Tax Return Analysis Calculator (AMITRAC), the industrys most user-friendly Schedule Analysis form. Access resources to First Time Home Buyers Education and Landlord Counseling. Participants learn how to apply FNMA and FHLMC guidelines to the Schedule K-1, evaluate business liquidity and determine qualifying income. Radian Timely Topics: Understanding P&L and Business Bank Statement Requirements. Our new Timely Topics video can assist you in preparing for these changes. In this step, you'll start putting together your webinar outline and lay down the groundwork i,e. Processors andUnderwriters. 60-Minute Session Effective May 1st, the GSEs, Fannie Mae & Freddie Mac, have announced that there will be changes made to the loan level pricing adjustments, or LLPA, fees. When determining whether a webinar is the best medium for your needs, consider. Todays employers have found unique ways to compensate or reward their employees. In this course, we will dive into the fundamentals of self-employed borrower income calculation, including allowable add-backs and required deductions. Gain industry knowledge and essential skills from the experts at MGIC, the industry's leading mortgage insurance authority. Looking for more info on MI Online or need to register as a new user? Radian Guaranty Inc. can help lower the risk for lenders making these types of loans, thereby helping potential borrowers qualify on a new construction property. These fees may have a direct impact to both lenders and borrowers. In this short video, we will demonstrate how to notify Radian of a servicing transfer. Friday 9 AM-6 PM ET. MGIC's recorded tutorial videos are available on-demand and at no charge, offering the guidance you need, when you need it. Competitive advantages are the reasons people do business with you that go beyond low rates and fees, but how do you describe things like excellent service and trust without sounding like everyone else? Strategic Business Partnerships with Genworth functions, businesses, human resources managers, and talent development leaders. Available formats: Featured Webinar,OnDemand Video. Let's complete your profile. The more familiar you become with typical secondary market guidelines, learn what valuation methods are available, and develop a deeper understanding of certain cautionary items that . What is Trended Credit Data? Educate, optimize and streamline your lending process with MGICs vast library of tools, resources and marketing materials. Learn how to navigate the AMITRAC in this short webinar, An Introduction to Business Tax Structures, Forms and Cash Flow, Audience:Loan Originators, Loan Processors, Underwriters. Making the Loan Application Process Easier, Audience:Loan Originators and Loan Processors. (Established professionals may also find this course a good refresher.). Skip to Main Content Best-selling author, Jennifer Powers, joins professional podcaster, Mark Tucker, for a 5-part series on Emotional Intelligence. Learn how to activate borrower paid deferred MI with the click of a button! Participants learn how to apply FNMA and FHLMC guidelines to the Schedule K-1, evaluate business liquidity and determine qualifying income. We offer . Watch Webinar Recording How to Review an Appraisal This webinar was recorded on February 23, 2023. Call. Radian Guaranty Inc. can help lower the risk for lenders making these types of loans, thereby helping potential borrowers qualify on a new construction property. Our customer service team is here to help you and your family with claims or answer questions. Plan and outline your content. Financial Professionals login optionsopens in new window, MyCarescout Login Learn how to support your Mortgage Insurance (MI) origination and servicing needs, including Non-Delegated MI, Delegated MI, and Contract Underwriting. Arch MI trains mortgage professionals to compete in todays fast-paced lending environment. ), the act of planning is where the value is. Interpersonal Skills by providing an environment where employees can share their expertise in a manner that is timely, easily understood, and fosters their role as a trusted advisor to our business leaders. This hands-on course includes analysis for a PARTNERSHIP (1065/K-1/Schedule F) using a cash flow analysis method. 11:00am (PT)
During this session, we will break down K-1s for both Partnerships and S Corporations and demonstrate how to calculate qualifying income. Advanced Knowledge of training needs analysis, design, and development. In this featured webinar, Kristin Messerli, leading strategist on NextGen finance and homeownership, will provide participants with new research and best practices to design better housing and finance solutions for millennial and Gen Z women to boost sales and revenue in 2023. Processors andUnderwriters. That's why we've expanded on the GSE's nontraditional credit guidelines to create accessibility for underserved, yet credit-worthy borrowers. both public and private, who buy the mortgage notes.. Visit our COVID-19 page for the latest information on our COVID-19 temporary underwriting guidance given the GSEs' updates on Feb. 15, 2023. *The Coverage Needs Estimator is not available for all policy forms. 10 Keys to More Effective Presentation Skills. National. by providing an environment where employees can share their expertise in a manner that is timely, easily understood, and fosters their role as a trusted advisor to our business leaders. Your guide to using mortgage origination and servicing tools. 1.800.511.8888. Login to track the status of your submitted claims and payments. Using real world examples, participants will learn how to apply FNMA and FHLMC guidelines to the Schedule K-1, evaluate business liquidity and determine qualifying income. Our Customer Training Program is a best-in-class educational curriculum teaching the key skills, techniques and best practicesneeded to build your teams confidence and grow your share of originations. Dont worry! Our featured live webinars focus on timely subjects, usually tied to recent regulatory changes, real-time events or current needs like how to navigate virtual meetings. We offer over 400 webinars per year for bankers on compliance, BSA/AML, coaching, lending, bank call reporting and TRID - as well as hot topics on pandemic preparedness, Cares Act . Learn the basics of applying Fannie Mae's & Freddie Macs conventional guidelines on rental income in qualifying for a mortgage. In reviewing each section, you will develop a broader understanding of the appraisal and the Sales Comparison Approach. About Mortgage Insurance, Why Mortgage Insurance, Why Private MI over FHA, Underwriting Options, Delegated Underwriting, Non-Delegated Underwriting, Underwriting Guidelines & Checklists, Underwriting Guidelines, Delegated Required Documents, Non-Delegated Required Documents, Current Bulletins, Products & Rates, Premium Product Comparison, Agency Coverage Requirements, Borrower-Paid MI, Lender-Paid MI, Affordable Lending, Traditional Rate Cards, Refund Schedule, Cancelling Borrower-Paid MI, MI Cancellation Flyer, MI Cancellation FAQs, HoPA Cancellation, Non-HoPA Cancellation, Credit Union Archived Bulletins, Credit Union Rate Cards, Podcast Catalog, Training Catalog, Featured Training of the Month, E-Learning Log In, Reaching NextGen, Multicultural & Multigenerational Home Buyers, Borrower Education, About Rate GPS, Rate GPS User Guide, Rate GPS FAQs, AXIS Log In, AXIS Quick Start Guide, AXIS FAQs, AXIS Resources, Mortgage Qualification, Fixed Rate Mortgage Payments, Adjustable Rate Mortgage Payments, Balloon Mortgage Payments, Digital TRID Pencil Calculator, Master Policy Resources, Master Policy, Rescission Relief Guide, Servicing Guide, Underwriting Resources, Economic Market Snapshot, Board of Directors, Events & Presentations, Historic Stock Lookup.
Burley High School Charlottesville, Praxis 5169 Formula Sheet, Detached Houses For Sale In Shirley, Croydon, Articles G
Burley High School Charlottesville, Praxis 5169 Formula Sheet, Detached Houses For Sale In Shirley, Croydon, Articles G