The Wells Fargo Propel American Express is, however, among the cards that require that rewards reach a certain minimum before they can be redeemed. It's not mentioned very often because Wells Fargo doesn't have a referral program so bloggers never talk about it, and getting approved can be tricky if you don't have an existing relationship with them. Glacier Bancorp, of Kalispell, Mont., will buy two Wells Fargo and three First Security branches in Idaho and two Wells Fargo branches in Utah. I don’t mind because I have been using reddit and other people for guidance as well. Cash advances and balance transfers do not apply for purposes of this offer and may impact the credit line available for this offer. I recently refinanced the mortgage with a different lender to reduce my interest rate from … Getting approved for a Wells Fargo Propel Card is easy — but only if your credit score is 640 or higher. Wells Fargo just says “good credit” is needed. Wells Fargo has two other service centers in California and one each in Iowa, Minnesota, North Carolina and Maryland. The Wells Fargo Propel card is a much-needed breath of fresh air and simplicity in the increasingly complex world of loyalty programs and credit cards. How to Increase Your Chances of Getting Approved for Wells Fargo Credit Cards. Wells Fargo Propel World American Express ... We don't guarantee approval of transactions. It's about 30k a year. Another thing I liked about this card during uncertain times is that they offer a 12 month 0% APR on balance transfers and purchases, so if an emergency occurred I would be good to go. Wells Fargo will reimburse cardholders who pay their cell service bill with their card if the phone is damaged or stolen. Income per year: $20,000 (working part time going back to college used to work full time) Capital One Quicksilver $600, 1yr 5mo (started as Platinum secured $200) $650 personal loan, 1yr 4mo (fully paid off) Amex Blue cash … It applies to both new purchases and balance … Please ask questions and contribute to the knowledge surrounding credit cards. Getting approved for a credit card requires a little planning. I was kind of nervous because this is my fourth new card this year and the second one this month. Do they gain MR points? 738 eq. Current score on Credit Karma: 730. Wells Fargo Propel App Pending So i applied like 2 hours ago and called the 800 number to check the status and it said declined due to my report being frozen. My Experian score was 740. Above-Average Regular APR: The Wells Fargo Propel card’s regular APR could be anywhere from 13.99% to 25.99% Variable, depending on your creditworthiness. Wells Fargo Platinum Visa card. (A snail mail letter confirmed that about a week later.) In a Nutshell The Wells Fargo Propel American Express® card is an excellent option if you don’t want to have to choose between a travel and a cash back credit card. Approval wasn’t hard and they immediately allow you to do a CLI (with another hard pull) if you aren’t happy with the initial credit limit. Thank you! checking/savings, credit cards, etc...). Wells Fargo Propel Approval! Wells Fargo is among the few banks that don’t offer prequalification as a way to learn whether you might be eligible for a credit card without hurting your credit score. Investment products and services are offered through Wells Fargo Advisors. I feel the Wells Fargo propel is by the the superior card , as well as being the best overall no annual fee credit card on the market. Last night I applied for the Wells Fargo Propel American Express card. I also have the Barclays Apple rewards card (wouldn’t recommend just get the Apple credit card) and the Capital One Venture Card (great sign you bonus and everything is 2x miles). I got an invite upon logging into my account, so I decided, why not? Wells Fargo Propel American Express ® Card Terms and Conditions. (Do you bank with WF, what other cards do you have, etc.?) Might be an obvious question... Purely a WF-issued card. The Wells Fargo Propel American Express® card has taken the best parts of almost every credit card category and bundled them up into one … I was planning to get chase in the future, but now I’m all in with Wells Fargo trifecta! I got an invite upon logging into my account, so I decided, why not? 9. FYI your Amex Everyday gets 2x on groceries. I also heard that they will do automatic credit limit increases, so you would not have to worry about that like with some other credit cards. Denied for Amazon Chase Visa and Sapphire Preferred prior to that. Wells Fargo Propel: Pricing information including interest rates, benefits and fees was obtained on May 20, 2020 from published websites and is believed to be accurate, but not guaranteed. Related reading: The best Wells Fargo credit cards of 2020 . not familiar. Close. The Wells Fargo Propel American Express® card offers an intro 0% for 12 months from account opening on purchases. I found the rewards on the Propel comparable to the AMEX Green Card. In fact, Wells Fargo is the fourth-largest bank in the US, with over $200 billion in market capitalization.. Finally, especially during COVID-19, Wells Fargo Rewards has been dropping silent offers (activation required) where the first purchase of the listed category is 10% cash back up to $40. Apply today at Wells Fargo online®. Wells Fargo. I know that I can redeem the rewards through the Wells Fargo Go Far Rewards portal. I am pleasantly surprised at the limit considering my previous highest limit on a card was $8,500. It has a generous welcome offer, a long intro APR period on balance transfers and purchases, a cell phone protection program and a whole lot of security and protection features — all without … Wells Fargo Propel AMEX Approval. The Wells Fargo Propel American Express® Card is a strong alternative for great ongoing rewards and a 0% introductory rate. Looking to qualify, but your credit score needs work? Refer to the Summary of the Go Far ® Rewards Program Terms and Conditions and Addendum for the Wells Fargo Propel American Express® card. I’m currently rocking the WF trifecta which makes the propel way better. You can easily get a credit card that offers at least 2% back. I have only one credit card (about 8 months old). I would suggest getting a keeper card like this with a higher credit limit and no annual fee so that #1 you don't have a high utilization rate and #2 you can get points back on all or most of your monthly expenses. 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